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Breaking Up With Insurance Guide for Therapists

Your Path to Self-Pay Success Begins Here!

The "Breaking Up With Insurance Guide" is the transformative private podcast series brought to you by Mallory Grimste*, a licensed therapist who broke up with insurance in 2016 and never looked back

Then in 2019, she helped 10 other therapists do the same.

Like Jodi,

 

Jodi Erin Williams, LPC, CST

AASECT Certified Sex Therapist
Conscious Sex and Love Coach

“I sent in my form to resign from ****** today!!!

Thanks for all of your support. I’ll be speaking to my clients in the next two weeks and already feel just a little bit of relief.“

- Jodi Erin Williams, LPC, CST

 

Are you a therapist grappling with the decision to break up with insurance? Feeling stuck in the insurance cycle but not sure how to safely hop off the merry-go-round?

You are not alone.

Hi 👋 I’m Mallory Grimste (she/hers), a mental health therapist who walked the same path, facing shame, skepticism, fear, and wondering….

🤔“Will I really be able to fill my caseload without insurance?”

💔“I don’t want to break up with my clients, just their insurance company”

💰“Can I actually make enough money to live without being paneled with insurance companies?”

 

In my Private Podcast 🎧 you’ll learn exactly HOW I Did It

so you can, too…

 

✔️ Chapter 1: Stories and Shifts

Shatter shame and embrace change when you discover how to break free from old money mindsets and limiting beliefs that are keeping you stuck.


✔️ Chapter 2: Setting Your Rates

Confidently determine your rates with a focus on financial sustainability. We’re getting down and dirty with the numbers and doing the math together.


✔️ Chapter 3: Should I Stay or Should I Go?

Clear up the confusion and make the choice that’s right for you and your practice. Explore your options, assess the risks and benefits, and make a decision aligned with your values and needs.


✔️ Chapter 4: The Break-Up

Say goodbye to the time-consuming paperwork and the headaches of chasing down money from insurance claims and appeals. Follow the proven process for a smooth transition off insurance panels.


✔️ Chapter 5: Compassionate Conversations

Transform awkward conversations into opportunities for growth, empowering both you and your clients. You’ll get scripts for talking about this change in your practice to clients, colleagues and referral sources.


✔️ Guided Workbooks

Each audio chapter of the private podcast has an accompanying workbook so you can note your valuable insights, follow along, and use the templates to guide your conversations and letters. And what’s really cool is you can print them or use them digitally because all the PDFs are fillable 🤩


Plus These Incredible Bonus Gifts

Bonus #1: LovingKindness Guided Meditation

As therapists, we can sometimes be incredibly hard on ourselves. The decision to break up with insurance can be quite the emotional one. This LovingKindness Guided Meditation is an easy way to help you practice the self-compassion we ask our clients to practice on the daily.


 
 

Bonus #2: Profitable Session Rate Formula

If you’re an expert in feelings, but not numbers (like me) I got you!! This bonus lesson will walk you through the exact step-by-step profitable session rate formula I use to set my session rates fairlyand still get paid, even without insurance.

 

Bonus #3: Where Are My Clients At?

There are SO many of your ideal clients waiting to work with you. And yes, they are willing and able to happily pay for your valuable expertise and services. Imagine how much happier and fulfilled you and your clients will be when your caseload is filled with these unicorns regularly. This bonus lesson will walk you through how to find your perfect fit clients.

 

Bonus #4: Return on Investment Worksheet and Walkthrough

With this bonus fillable PDF worksheet and guided audio lesson, you'll gain clarity on which additional income streams to pursue in a way that aligns with your values and goals. This bonus will help you make informed choices about where to invest your time and energy, all while nurturing your financial growth, without neglecting your active clients.

 

Bonus #5 Out Of Network Insurance Reimbursement Guide

This is the EXACT guide that Mallory and her team share with prospective clients so they can navigate that pesky call to their insurance company with ease. Knowing the exact questions and language to use can clear up the confusion for your clients and help them understand that even though you may not work with their insurance, that doesn’t necessarily mean their insurance can’t still work for them when it comes to mental health reimbursement.

 
 

Jen Schaefer, LMFT

Owner/Clinician, Ampersand Therapy

Oh wow- The best resource was the rate calculation.

- Jen Schaefer, LMFT

 
 

You became a mental health therapist because you care about people. Like really, really care about your people. You’ve worked hard and paid your dues to get this far, and like any underpaid, overworked therapist in training, you know what it’s like to struggle while working on your goals.

Let’s Address the Elephants that may still be lingering in the room…

🐘 “What if my clients run for the hills when I drop the insurance bomb?"

Ah, the client conundrum – we've all been there. But guess what? Many therapists who've taken this leap found their clients surprisingly understanding. The magic wand? It's all in how you communicate. This program gives you the tools to navigate this change with grace and confidence. I’ve even included my exact templates to get you started. Your clients will feel heard and supported through the transition, and you'll have the know-how to guide them seamlessly. You may be surprised by how many clients choose to stay working with you when you give them the power to decide what’s best for them and what they can afford.

🐘 “Can I really make money without insurance? In this economy?"

You'll learn to set rates that not only sustain your practice but also make your clients see the immense value you bring. Think of it as securing your financial future while still being the incredible therapist you are. I totally get it – money matters are real and can keep you tossing and turning at night. The good news? This program isn't about just cutting ties; it's about embracing a better financial future. The very first lesson focuses on how your money stories may be impacting your financial worries and what you can do about it. Plus, I'll show you how to attract clients who truly appreciate your unique gifts.

🐘 “Isn’t leaving insurance really difficult and complicated?”

Change is scary- even when it’s a positive change. That’s because we love chilling in our comfort zones. It’s familiar and somehow along the way as a species we got programmed to believe that familiar = safety. Just like you empower your clients to go at your own pace, this program is designed for you to dip in and out at your leisure. When you sign up, you get instant access to all the lessons and bonus gifts. The lessons and resources are here to help you conquer the logistics of breaking up with insurance, master the art of client communication, and handle the nitty-gritty admin stuff – like writing those termination letters – like the boss you are. Plus, these lessons and resources are yours to keep.

🐘 "What if my therapist pals give me side-eye for ditching insurance?"

I know how tight-knit the therapist circle can be. But here's the scoop: your journey is all about personal and professional growth. This program is NOT about throwing shade to therapists who choose to stay on insurance panels, or even remain a hybrid practice where you choose to terminate with some, but not all insurance companies. Many who've trodden this path have found immense satisfaction on the other side.  And guess what? You’ll discover there is a judgment-free community of self-pay and hybrid practices that are ready to celebrate your unique path to success. Once you’re on the other side, you’ll be part of the welcoming party for other therapists, too.

🐘 "I don't want to be the therapist who only serves the elite. What about accessibility?"

By breaking up with insurance, you're actually making room to serve more folks in the long run. During your journey, I'll help you explore creative ways to support those in need. You're not just improving your practice; you're amplifying your impact. It's a win-win. You're also not the only therapist in town. There are plenty of other agencies, organizations and insurance-based practices that you can connect with and refer to. This is not about putting your clients in financial distress. This is about giving them informed choices about their options. Which is why I’m also giving you the EXACT guide I give prospective clients to help them walk through that call with their insurance company to ask about out of network options and exceptions.

 

Doubts are natural, but countless therapists like you have thrived after breaking up with insurance. Our community, resources, and expert guidance make the journey achievable and transformative.

Like John,

*one of the many LIVE students whose experience you’ll hear on the private podcast lessons.

John Syc, LCSW, MSW, MaIOP

Authentic Perspectives

2/e-autistic Focused Services

“Deciding to break up with insurance and go private pay was a scary idea for me. I had the usual belief that insurance payments are predictable; everyone wants to use insurance, and it is just how it is. Or so it seems. But as I dug into reality, I came to recognize that insurance payments are not predictable, insurance payments can be clawed back, and not everyone wants to use insurance. No, if you provide a valuable service, people will pay for it.  

However, I did not know how to break up with insurance, and it felt like a lonely endeavor without guidance. Mallory’s Breaking Up with Insurance Guide is the pathway and the companion as you choose to go private pay.

 

Going private pay is simple but not easy, and for me, it brought up a lot of stuff that I had to deal with (such as beliefs in my relationship to money). Making the change influences other parts of your practice, such as adjustments in marketing and changes in one’s practice value offerings. But it is possible to break up with insurance and go private pay. Be prepared and expectant that, like any other journey, there will be challenges. That process was well worth it for me, and Mallory’s guide was a trusty companion. 

I am happy to say that I am still private pay nearly three years later and have not looked back. If you are considering and want to go private pay, I highly recommend Mallory’s Breaking Up with Insurance Guide! “  - John Syc, LCSW, MSW, MaIOP

 
 

Still Have Questions?

Here are some Frequently Asked Questions so you can clarify your path forward

Question: Is this program suitable for new therapists or only experienced ones?

This program is designed to support therapists at all stages of their career on their journey to break up with insurance. Whether you're just starting or have decades of experience, Breaking Up With Insurance Guide for Therapists will walk you through the exact process myself and many other therapists used to terminate their contracts with insurance in an ethical way, without abandoning their clients, while managing the feelings this process brings up.

Question: What if I can't afford the program right now?

I totally understand budget concerns. That's why I've made this program incredibly affordable. Consider it an investment in your future. Breaking up with insurance can lead to substantial income increases over time, making this program an excellent financial decision. Plus at $47, that’s likely a whole lot less than what your lowest-paying insurance company pays you for one client session.

Question: How long will it take to see results?

Results vary based on your unique journey and how quickly you implement the strategies. However, many therapists report feeling more empowered and financially secure within just a few weeks of starting the program. Since you get instant access to all the lessons and bonuses, you can start taking action within just a few days, if you’re ready to make a move.

Question: Is there ongoing support after I purchase the program?

The Breaking Up With Insurance Guide for Therapists is intended to be a self-study program and doesn't include community support. While you may hear references to a Facebook group, we closed down that portion of the program back in 2020.

Question: Do I need any special equipment or software to access the private podcast?

Accessing the private podcast is easy. All you need is a device (computer, tablet, or smartphone) and an internet connection. You’ll receive an email from HelloAudio on how to confirm your access to the podcast player of your choice (I personally like Apple Podcasts, but there are several to choose from). After your purchase, you’ll also receive a welcome email from me that includes a link to all the downloadable resources. Both emails will be sent to the email you used to sign up.

Question: What if I decide this program isn't for me?

Due to the digital nature of this product, we don't offer refunds. However, if you're facing challenges or have concerns, please reach out to us directly for support. We're committed to helping you succeed. Even if that means you decide to stick with your insurance contracts.

Question: Can I share this program with my colleagues or friends?

This program is designed for individual use, and sharing access is not allowed. Though please do share your positive experiences with your colleagues and friends. And if you’d like you and your practice to be featured, I’d love for you to submit your testimonial about your experience. You can also encourage your colleagues and friends to join us to ensure they get the full benefits you’re enjoying, too.

Question: Is this program just about financial aspects, or does it address the emotional journey too?

The Breaking Up With Insurance Guide for Therapists is a program that covers both the financial and emotional aspects of breaking up with insurance. For me, the biggest struggle was the emotional torment and deconstructing I had to do around all the things I had been trained to believe and think as an underpaid, overworked agency employee. Even though that’s exactly why I left that working environment. You'll find support, tools, and insights to navigate the entire journey, from addressing shame and skepticism to setting profitable rates and compassionately communicating your decision with others.

Question: How do I access the bonuses mentioned in the program?

The bonuses are integrated within the private podcast program. You can access them as you progress through each chapter. Additionally, a link to the downloadable resources will be sent to the email you used for signup once you've purchased the program.

Question: What if I have more questions or need assistance after purchasing the program?

We're here to help. If you have further questions or need assistance after purchase, please don't hesitate to contact our dedicated support team. Your success is our mission, and we're committed to supporting you throughout your journey.

Your Journey to Empowerment Begins Now

Embrace Your Power Today

Ready to break free from insurance constraints and embrace more money, time and energy?

Join the many other therapists who’ve used the Breaking Up With Insurance Guide Private Podcast and embark on your journey that leads to empowerment, financial freedom, and transformative growth.

 

Your path to empowerment starts with a single click. Join us now and take the first step toward breaking up with insurance, for good.

 

Breaking Up doesn't have to be a solo sport—

Sharing is Caring… so tell your friends to join us, too.

Disclaimer: Results may vary. This program is designed for educational purposes and should not replace professional or legal advice.